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UK accountants & bookkeepers

Your books, balanced.
Your time, your own.

PTL handles the figures — bookkeeping, VAT, payroll and year-end accounts — so sole traders and limited companies can get on with the work that actually pays.

Book a free consultation → See our services
Free initial consultation Making Tax Digital ready Xero · QuickBooks · FreeAgent
What we do

Everything your numbers need, under one roof.

No jargon, no chasing. Each service runs to a clear monthly rhythm with every HMRC and Companies House deadline tracked for you.

01 / BOOKKEEPING

Bookkeeping

Tidy, accurate records every month — reconciled, categorised and ready. No shoeboxes, no surprises at year-end.

02 / VAT

VAT returns

Registration, scheme advice and quarterly returns filed to HMRC under Making Tax Digital, always on time.

03 / TAX

Self Assessment

Sole trader and director tax returns prepared, checked and filed well before the January rush.

04 / ACCOUNTS

Year-end accounts

Statutory accounts and Corporation Tax for limited companies, filed with Companies House and HMRC.

05 / PAYROLL

Payroll & PAYE

Payslips, RTI submissions, workplace pensions and CIS — your team paid correctly, every single run.

06 / INSIGHT

Management accounts

Monthly or quarterly figures that show what's really happening in your business, explained in plain English.

07 / SYSTEMS

Odoo setup & customisation

Installation, configuration and tailoring of Odoo to fit how you work — accounting, invoicing, inventory and more, set up properly from day one.

08 / CHARITY

Charity accounts (SORP)

Independent examinations and accounts prepared under the Charities SORP, ready for your trustees and the Charity Commission.

How it works

Switching to us takes a week, not a quarter.

A simple, ordered handover. We do the heavy lifting; you sign off and get on with running things.

01

Discovery call

A free 30-minute chat to understand your business, your setup and what's been getting in the way.

02

Onboarding

We take over your records and software, request authorisation from HMRC and get everything reconciled.

03

Monthly rhythm

Books kept current, questions answered within a day, and every upcoming deadline tracked on your behalf.

04

Reporting & filing

Clear reports when you need them, and every return filed accurately and on time. No last-minute panic.

Why PTL

A steady hand on your numbers.

Fast replies, clear advice and deadlines that are met without you having to chase. The reassuring stuff, done quietly in the background.

100%
On-time filing record
<24h
Reply to your questions
Clear
Plain-English advice
Cloud
First, fully paperless
Key UK tax dates

The HMRC & Companies House deadlines that matter.

A quick reference for the dates we keep an eye on for you. The UK tax year runs 6 April – 5 April. We track the exact deadlines for your business so nothing slips.

5 Oct
Register for Self Assessment
If you became self-employed or newly need to file for the previous tax year.
31 Oct
Paper tax return deadline
Midnight cut-off for paper Self Assessment returns.
31 Jan
Online return & pay
File your online Self Assessment, pay the tax owed and any first payment on account.
31 Jul
Second payment on account
The second Self Assessment payment on account is due.
VAT
VAT returns (Making Tax Digital)
Usually filed and paid one month and seven days after each quarter ends, with digital records.
PAYE
Payroll & RTI
Report to HMRC on or before each payday; PAYE/NIC paid by the 22nd (electronic) each month.
31 May
P60s to employees
Give each employee their P60 for the previous tax year.
6 Jul
P11D / benefits
Report expenses and benefits in kind for the previous tax year.
9m +1d
Pay Corporation Tax
Due 9 months and 1 day after your company's accounting period ends.
12m
File Company Tax Return
The CT600 is filed within 12 months of your accounting period end.
9m
Accounts to Companies House
Private limited company accounts are due 9 months after the year-end.
Yearly
Confirmation Statement
Filed with Companies House at least once every 12 months.
Official resources: HMRC · Self Assessment ↗ HMRC · Making Tax Digital for VAT ↗ HMRC · Corporation Tax ↗ HMRC · Personal Tax Account ↗ Companies House ↗ Charity Commission ↗

These dates are general guidance for common situations and can vary with your circumstances and accounting period. They're not a substitute for advice — as your accountants, we'll confirm the exact deadlines that apply to you.

Self Assessment · UK

Self Assessment, explained.

Self Assessment is how HMRC collects Income Tax that isn't taken automatically through PAYE — for example income from self-employment, property, dividends or savings. The tax year runs 6 April to 5 April. Here's the essentials, straight from HMRC guidance.

01 Who usually needs to file

  • You were self-employed as a sole trader and earned more than £1,000 (before expenses)
  • You're a landlord with rental income (a £1,000 property allowance applies)
  • You're a partner in a business partnership
  • You need to pay the High Income Child Benefit Charge
  • You have untaxed income from dividends, savings or investments
  • HMRC has sent you a notice to file — you must complete it unless they withdraw it

02 Key deadlines

Tell HMRC you need to file (for the prior tax year)5 Oct
Paper tax return31 Oct
Online return & pay the tax owed31 Jan
Second payment on account31 Jul

03 If you file or pay late

Missing 31 Jan — fixed penalty, even if no tax is due£100
From 3 months late — daily penalty (up to £900)£10/day
At 6 & 12 months — of tax due, or £300 if greater5% + 5%
Paying late — at 30 days, 6 & 12 months, plus interest5% ×3
Coming soon · Making Tax Digital From April 2026, sole traders and landlords with qualifying income over £50,000 must keep digital records and send quarterly updates to HMRC instead of one annual return — lower income thresholds follow in later years. If this applies to you, we'll get you set up on compatible software and handle every submission. We track which rules apply to each client, so you're always filing the right way.
HMRC references: Self Assessment overview ↗ Check if you need to file ↗ Deadlines ↗ Penalties ↗ Making Tax Digital for Income Tax ↗

Based on HMRC guidance on GOV.UK and correct to the best of our knowledge; tax rules and thresholds change and your circumstances may differ. This is general information, not personal advice — we'll confirm exactly what applies to you. PTL can register you, prepare and check your return, and file it with HMRC before the deadline.

Universal Credit · UK

Tax Credits have ended — what replaced them.

Working Tax Credit and Child Tax Credit closed on 5 April 2025. They've been replaced by Universal Credit — a single monthly payment run by the DWP (not HMRC) for people on a low income, whether in or out of work.

A If you used to get Tax Credits

  • Tax Credits ended on 5 April 2025 — there are no live awards after that date
  • The DWP sent a 'migration notice' asking you to claim Universal Credit instead
  • Claiming by your deadline may give transitional protection, so you're not worse off at the point you move
  • Universal Credit is now claimed and managed through the DWP, not HMRC

B Self-employed & claiming UC

  • You report your business income and expenses to the DWP every month
  • A Minimum Income Floor (an assumed earnings level) can apply once you're past the start-up period
  • Tidy, up-to-date bookkeeping makes those monthly reports quick and accurate
  • That's where we help — we keep your records straight so the figures are ready when you need them
Official links: Universal Credit overview ↗ Self-employment & Universal Credit ↗ Apply for Universal Credit ↗ Citizens Advice · former Tax Credits ↗

Universal Credit is a DWP benefit, not a tax service — PTL doesn't manage benefit claims, but we keep the bookkeeping behind your income reporting accurate and on time. Benefit rules and amounts change; this is general information, not advice. For your own claim, use GOV.UK or speak to the DWP or Citizens Advice.

Useful information

Free guides, in plain English.

Short, practical guides on the questions clients ask us most. No jargon — just what you need to know, and where we can help.

01 / PENSIONS

Understanding SIPPs

How a Self-Invested Personal Pension works, the tax relief on offer, and the 2026/27 contribution limits — with an interactive relief calculator.

Read the guide →
02 / STATE PENSION

State Pension & NI top-ups

What you'll get, how it's built on your National Insurance record, and how filling missing years can boost it — often for a quick payback.

Read the guide →
03 / EMPLOYERS

Auto-enrolment essentials

Your workplace pension duties as an employer — who to enrol, the minimum contributions, and the 2026/27 thresholds, on one page.

Read the guide →
Book an appointment

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Get in touch

Let's get your books in order.

Prefer to reach us directly? Here's how — or use the booking form above to grab a time that suits you.

Email ptlbookkeepers@gmail.com Phone 07737 845177 07341 912277 07985 220968
Hours Mon–Fri, 9am–5:30pm
Area Serving clients across the UK
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